Business & Commercial Insurance Solutions
Business insurance comprehensively protects your company from financial loss—however, business owners and entrepreneurs need specialty support to get the most possible benefit from their policy. Sypek & Sandford insurance agency offers business insurance policies that provide essential liability coverage and cover your property and your vehicles; as well as other policies that protect your employees.
Commercial General Liability Insurance
Commercial General Liability Insurance (or CGL) protects your business from financial loss if you are held liable for property damage, bodily injury, or advertising injury. Once established, a CGL policy can cover legal fees, medical payments, and settlements, both on your and your employees’ behalf.
Get a General Liability Quote
If you’re looking for commercial general liability insurance in Pennsylvania or New Jersey, you’re in the right place. Contact us at 215-245-5615 to discuss your liability coverage needs.
Workers Compensation Insurance
Workers Compensation Insurance covers medical expenses and lost wages for employees who are injured or become ill on the job. Whether you’re a small business or a large-scale enterprise, having a workers comp policy in place protects your employees and protects your business from lawsuits related to workplace injuries.
Get a Workers’ Comp Quote
Workers Compensation Insurance coverage is mandatory for most businesses operating in Pennsylvania and New Jersey. Are you compliant? Connect with us today for a free review, and learn how you could be maximizing your benefits and savings opportunities.
Commercial Auto Insurance
Commercial Auto Insurance provides coverage for vehicles used for your business, as most personal car insurance policies won’t. Most forms of commercial auto insurance typically cover liability for accidents you or your employees cause, as well as physical damage that happens to your company’s cars, trucks, or vans—whether it’s caused by employee error or a third party.
Get Your Commercial Auto Insurance Quote For Free
Call 215-245-5615 or email us to get a free review and quote for the right coverage for your business auto needs.
Commercial Property Insurance
Commercial property insurance protects your company’s physical assets. This includes the building you own and your business’s personal property, such as equipment, computers, inventory, and furniture. Coverage typically protects you from losses caused by fire, theft, and natural disasters.
Protect Your Business Property
Curious to see if you’re getting the most out of your commercial property insurance coverage? Contact us today for a cost- and obligation-free review of your current policy.
Professional Liability Insurance (E&O)
Professional liability insurance, also known as Errors & Omissions (E&O) insurance, protects your business against claims of negligence, mistakes, or failure to deliver services as promised. This is essential for any business that provides professional services or advice, such as consultants, accountants, and designers.
Get Your Free Professional Liability Quote
Proactively protect your professional reputation. Connect with us today to learn more.
Commercial Umbrella/Excess Liability Insurance
A commercial umbrella insurance policy provides an extra layer of liability protection. It sits on top of your other liability policies (like general liability, commercial auto and workers compensation), and kicks in when the limits of those policies have been reached. This is one of the most cost-effective ways to get more liability coverage for your business.
Increase Your Liability Protection With A Convenient Free Review
Looking to maximize your benefits? Ask us how a commercial umbrella policy can protect your business. Connect with us today to learn more.
Garagekeepers Insurance
Garagekeepers insurance protects your business if a customer’s vehicle is damaged while it is in your care. This policy is essential for businesses like auto repair shops, general service stations, car washes, and auto detailers. It covers losses from incidents like fire, theft, vandalism, or collision that happen on your premises.
Protect Your Customers’ Vehicles (And Your Bottom Line)
If you service or store customer vehicles, don’t incur the extra risk. Instead, call us at 215-245-5615 or connect with us online to get your free review and personalized recommendations for a Garagekeepers policy that suits your needs.
Investment Property Insurance
(Landlord Insurance/Lessors Risk)
Investment property insurance, also known as landlord’s or lessors risk insurance, is designed to protect your rental properties. Landlord insurance typically covers:
- The Dwelling: By definition, this typically means the physical structure of your rental property.
- Landlord’s Property: I.e., all of your personal property left on-site, such as appliances or maintenance equipment.
- Loss of Rental Income: reimbursement for lost rent if the property is uninhabitable due to a covered claim.
- Liability Protection: This covers you if a tenant or their guest is injured on the property and you are found responsible.
Protect Your Investment With Our Free, Convenient Coverage Review
PA and NJ Landlords: We can help you find the right landlord insurance policy for your investment properties. Call us today for a free review and personalized recommendations.
Could You Be Getting More From Your Business Insurance Plans?
For most people, the answer to this question is “yes.” That’s why the team at Sypek & Sandford Agency works with you to review all your business policies—for free—to find gaps, save you money, and make sure you have the protection you need.
Contact us for more information, and to get started today.